Budgeting is a Philosophy Budgeting is less about techniques, methods, and mechanics, but a philosophy. It’s about being a good steward (or manager) with what you have. So many times, people get hung up on the “how to” of budgeting than the “why to”. Anyone that has written about budgeting has their own way to …
Conceptualizing the Budget I am a “Why” guy. What I mean by that is I like to understand why I am doing something. An understanding of why helps me to better appreciate whatever task is at hand. Take for example at work, your boss assigns a new project to you and says, “I need this …